It’s been a while since I talked about frugal living habits! I’ve always been a frugal person (mostly out of necessity) and my husband and I are always striving to be debt-free. We briefly achieved that goal before we bought our home and have been working to get back there ever since! We’ve had wins like paying cash for a trip to Disney world and paying off my car, and then we’ve had setbacks like discovering rotten flooring in our bathrooms and having to replace our HVAC unit this winter.
I firmly believe that my role as the housewife plays a BIG part in helping us reach our financial goals! Yes, I work part time to contribute to our taxable income, but saving money is just as important as earning money.
Here are a few things I’m currently doing to help lower our expenses:
#1 Stick to a set grocery budget by menu planning, shopping the sales and using a few coupons. (Read More: How I’m Saving Money on Groceries in 2017)
#2 Target savings strategy number one: Before I check out in the store, I pull my buggy over and scan each item with the Target app bar code scanner. It automatically adds any Cartwheel discounts to my app and often saves me 20% on at least one item!
#3 Target savings strategy number two: I do a lot of my Target hauls online! It is a great way to shop their gift card promotions (those things never work for me in stores!) and I can fill my cart throughout the week as I remember what I need. I also use their subscription service for cat food & cat litter – two things that I need every 4 weeks. It saves me from having to make a special trip (which usually ends in an impulse buy or two!)
#4 Always take advantage of rewards and cash back when shopping online. I installed the Ebates toolbar (aff link) that not only reminds me when I can get cash back from a site, but also finds and applies any valid coupon codes. It works for travel reservations, retail purchases and more. Here’s another example – we always order Papa John’s pizza online, which earns rewards points for each purchase. I was able to send a pizza delivery to a young mom who needed a meal by simply redeeming my saved points! So many other restaurants reward you for using the app or ordering online – Chick Fil A, Subway and my favorite ice cream spot, Brusters! 🙂
#5 Skip the car wash and use the hose & my handheld vacuum. Granted, there are times when a run through the car wash is necessary. But when I just want to clean out the interior of my car or wash off the inch of pollen that accumulated overnight, I do that at home. I love this handheld vacuum (aff link) – and I find it’s easier to use than those wild hoses at the car wash.
My car wash savings aren’t huge, and that might not even be something that’s feasible for you. However, I hope it will help you think of a simple way you can save a few dollars each week. By simply changing one thing, you can save money and contribute to your financial goals!