
1. Be Organized
I know, I know. Not everyone is organized. But I’m here to tell you that this is a huge part of saving money on Christmas gifts!
Having a plan for what you’re going to buy, how much you’re going to spend and where you will store the gifts until they’re ready to be wrapped all make a huge difference and will keep you on budget.
More About Gift Organization Here!

2. Buy Multiples
You can buy three gifts from OldNavy.com, spending enough to earn free shipping and the ability to use a 20% off coupon…or you can buy one gift from OldNavy.com, one gift from Target.com and one gift from Kohls.com while paying shipping on all three orders.
One year I bought quarter zip sweatshirts for all the men in my family, but each guy received one with his favorite collegiate team’s logo. I bought them all from the same site, earned free shipping + got half of them for free!
Check Out My Affordable Christmas Gift Guide for 2021!

3. Earn Money When You Shop
I’m always looking for promotions that earn gift cards, cash back or some other reward that I know I’ll use. For example, I love Target’s gift card promotions because I buy a lot of household items at Target. If I can earn gift cards when I purchase Christmas gifts at Target, that’s like cash in my wallet.
If you’re not already earning cash back from Rakuten – what are you waiting for? I’ve earned $385 by using the Rakuten toolbar on my browser. Not only does it earn cash back for me, the toolbar helps me find any coupon codes the store is offering.
More Ideas: How To Maintain Your Budget At Christmas

I hope these tips were helpful for you! Have you started shopping?


Being organized helps so much! My husband and I had a meeting last night to go over stocking stuffers and gifts we’ve already purchased. We came up with a game plan to finish our shopping and then did some of it online after the kids went to bed. It’s super easy to overspend when you’re both picking up stuff.
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That’s so smart to coordinate your efforts – I tend to overbuy all by myself, so I imagine it is extra easy to do that if you’re both shopping!
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Great tips! Always looking for a chance to save, and I’m definitely guilty of not organizing properly.
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You’ll be amazed at how much that helps, Katie! 🙂
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Buying multiples is brilliant! And your packages are so pretty!!
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Thank you, Jennifer!
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